Terms of Use

Welcome to edwardsrisk.com (the "Site"), provided by Edwards Risk Management, Inc. (the "Company"). By accessing this Site, you agree to be bound by these terms of use (the "Agreement"). The Company reserves the right to modify these terms of use at any time without prior notice. Use of this Site following any such change constitutes your agreement to be bound by the terms of use as changed.

Information on this website is provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The data set forth herein is for informational purposes only, and no warranty is made that the information is error-free. Please note that once you leave this site or arrive at this site from another location, either by using a link we may have provided for your convenience or by specifying your own destination, ERMI accepts no responsibility for the content, products and/or services provided at these locations. ERMI does not control, endorse, promote or have any affiliation with any other website unless expressly stated herein.

1. USE OF THIS SITE
You agree to use this Site for lawful purposes only. The Site and all content are intended solely for personal, non-commercial use. No right, title or interest in any downloaded materials or software is transferred to you as a result of such downloading or copying. You may not reproduce, publish, upload, post, alter, transmit, distribute or sell any of the content, the Site or any related software. All software used on this Site is the property of the Company or its suppliers and is protected by U.S. and International copyright laws. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this Site is prohibited.

2. GENERAL
The Company reserves the right at any time, at its discretion, to change any aspect or feature of this Site, with or without notice. The Company shall have no obligation or liability to any party regarding changes to any part of this or any Company-related website. Any rights not expressly granted herein are reserved by the Company.

The materials contained herein are for informational and illustrative purposes only. The Company's products and services are available only in those states and jurisdictions where the Company is licensed.

Access to and use of the Site are provided on an "as-is" and "as available" basis without express or implied warranties of any kind. The Company does not warrant that such access will be uninterrupted. The Company does not guarantee the completeness or accuracy of any information obtained from the Site.

3. TRADEMARKS, COPYRIGHT AND OTHER INTELLECTUAL PROPERTY
The ERMI logo and all other trademarks, service marks, trade names, logos, domain names, URLs and icons ("Marks") appearing on this website, registered or not, are the property of ERMI or their respective owners. Nothing on this website grants you any right or license to use any of the Marks on this site without the express written permission of ERMI or the third party owners of the Marks. Unauthorized use may violate trademark and other laws.

4. NOT A SOLICITATION
Nothing in this site should be construed as a solicitation or offer to purchase services from ERMI or any of its affiliated companies.

5. NOT A SUBSTITUTE FOR PROFESSIONAL SAFETY AND/OR HEALTH CARE ADVICE
The Safety and health information contained in these webpages is general in nature and is not a substitute for professional safety or health care advice. It is not meant to replace the advice of a safety or health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider. 

6. EXTERNAL LINKS
As a convenience to our visitors, the Site contains links to other websites owned and operated by third parties. The Company is in no way responsible for these external websites' content or availability. The Company will not be held responsible for any alleged loss or damage to have been caused in connection with the use of any such external website. Any concerns regarding external links should be directed to the respective website, rather than to the Company.

Including a link to an external site in the Site does not expressly state or imply that the Company has authorization from the owner of such site to link to it. It is the user's responsibility to check each site for its own privacy statement and terms of use.

7. SITE SECURITY
You are prohibited from violating or attempting to violate the security of the Site, including, (a) accessing data not intended for such user, (b) logging onto a server or account for which you are not authorized; (c) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without authorization; (d) attempting to interfere with service to any user, host or network via means of submitting a virus to the Site, introducing a disabling device, overloading, "flooding", "spamming", "mail-bombing" or "crashing"; (e) sending unsolicited emails; or (f) forging any TCP/IP packet header or any header information in an email. Violations of system or network security may result in civil or criminal liability.

You agree not to post or transmit any information, software or material that (a) contains a virus, worm, Trojan Horse, Timebomb or other harmful component; (b) is defamatory, abusive, obscene, illegal, threatening, libelous, pornographic or profane; and (c) infringes on the privacy, intellectual property or protected rights of others, including any postings or transmissions that would constitute a criminal offense or violate any local, state, national or international law.

8. INDEMNIFICATION
You agree to defend, indemnify and hold the Company, its officers, directors, agents, employees, parent and affiliates harmless from and against any and all claims, damages, liabilities, costs and expenses, including attorneys' fees, arising from or in connection with any claim, action, or proceeding relating to arising from any act or omission or any negligent or intentional misconduct by you relating to the subject matter of this Agreement or your failure to comply with the terms of this Agreement, your use of the Site or any applicable law, rule or regulation.

9. DISCLAIMER
This Site and any and all information provided herein are provided on an "as is" and "as available" basis. The Company makes no representations or warranties of any kind as to the operation of the Site or the content. To the full extent permissible by law, the Company, its officers, directors, agents, employees, parent and affiliates disclaim all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, title or non-infringement. The information provided herein is for informational purposes only and the Company does not warrant that the information is complete or accurate, that use of the Site will be uninterrupted or error free or that any information is free of disabling devices, that defects will be corrected, or that this Site or the server from which it is accessed are free from viruses, timebombs, worms, trojan horses or other harmful components.

10. LIMITATION OF LIABILITY
IN NO EVENT WILL ERMI BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEBSITE, OR ANY OTHER HYPER-LINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.

11. CHANGES TO THIS SITE
Information may be changed or updated without notice. ERMI has no obligation to update information presented on this website, so information contained herein may be out of date at any given time. ERMI may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.


BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND AGREE TO BE BOUND BY ITS TERMS.